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(max-width:640px){.mc-ia-lede__tagline{flex-direction:column;align-items:center;gap:12px}}.mc-ia-section{padding:var(--mc-section-gap)0;position:relative}.mc-ia-section--light{background:var(--mc-white-pure);color:var(--mc-gray-700)}.mc-ia-section--cream{background:var(--mc-cream);color:var(--mc-gray-700)}.mc-ia-section--dark{background:linear-gradient(180deg,var(--mc-navy-dark)0%,var(--mc-navy-deep)100%);color:#fafafad1}.mc-ia-section__inner{max-width:var(--mc-max-width);padding:0 var(--mc-padding-x);margin:0 auto}.mc-ia-section__inner--narrow{max-width:880px}.mc-ia-section__header{text-align:center;max-width:820px;margin:0 auto 64px}.mc-ia-section__header .mc-label{margin-bottom:20px;display:inline-block}.mc-ia-section__title{font-family:var(--mc-font-heading);color:var(--mc-navy);letter-spacing:-.015em;margin:0 0 24px;font-size:clamp(32px,4.5vw,52px);font-weight:400;line-height:1.15}.mc-ia-section__title--light{color:var(--mc-white)}.mc-ia-section__title 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.mc-ia-card{background:var(--mc-white-pure)}.mc-ia-card:hover{border-color:var(--mc-gold);transform:translateY(-4px);box-shadow:0 16px 32px #01224414}.mc-ia-card--tall{padding:40px 32px}.mc-ia-card__icon{width:52px;height:52px;color:var(--mc-gold);background:#c9a84c14;justify-content:center;align-items:center;margin-bottom:20px;display:inline-flex}.mc-ia-card__title{font-family:var(--mc-font-heading);color:var(--mc-navy);margin:0 0 12px;font-size:22px;font-weight:500;line-height:1.25}.mc-ia-card__desc{font-family:var(--mc-font-body);color:var(--mc-gray-600);margin:0;font-size:15px;line-height:1.6}.mc-ia-pullquote{background:var(--mc-cream);border-left:3px solid var(--mc-gold);text-align:left;max-width:820px;margin:64px auto 0;padding:32px 48px}.mc-ia-pullquote p{font-family:var(--mc-font-heading);color:var(--mc-navy);margin:0;font-size:clamp(24px,3vw,32px);font-weight:400;line-height:1.3}.mc-ia-pullquote em{color:var(--mc-gold);font-style:italic}.mc-ia-checklist{grid-template-columns:1fr;gap:16px;max-width:760px;margin:0 auto;padding:0;list-style:none;display:grid}@media (min-width:768px){.mc-ia-checklist{grid-template-columns:1fr 1fr}}.mc-ia-checklist__item{font-family:var(--mc-font-body);color:#fafafaeb;background:#fafafa0a;border:1px solid #fafafa14;align-items:flex-start;gap:14px;padding:20px 24px;font-size:15px;line-height:1.55;display:flex}.mc-ia-checklist__item svg{color:var(--mc-gold);flex-shrink:0;margin-top:2px}.mc-ia-quote{font-family:var(--mc-font-heading);color:var(--mc-navy);text-align:center;border-top:1px solid #c9a84c4d;border-bottom:1px solid #c9a84c4d;max-width:780px;margin:64px auto 0;padding:40px 24px;font-size:clamp(20px,2.5vw,26px);font-style:italic;line-height:1.45}.mc-ia-list{flex-direction:column;gap:0;max-width:920px;margin:0 auto;display:flex}.mc-ia-list__item{border-bottom:1px solid var(--mc-gray-200);grid-template-columns:auto 1fr;align-items:baseline;gap:32px;padding:32px 0;display:grid}.mc-ia-list__item:last-child{border-bottom:none}.mc-ia-list__number{font-family:var(--mc-font-heading);color:var(--mc-gold);letter-spacing:-.02em;font-size:48px;font-weight:300;line-height:1}.mc-ia-list__body{min-width:0}.mc-ia-list__title{font-family:var(--mc-font-heading);color:var(--mc-navy);letter-spacing:-.01em;margin:0 0 8px;font-size:26px;font-weight:400}.mc-ia-list__desc{font-family:var(--mc-font-body);color:var(--mc-gray-600);max-width:62ch;margin:0;font-size:16px;line-height:1.7}.mc-ia-timeline{max-width:960px;margin:0 auto;padding-left:48px;position:relative}.mc-ia-timeline:before{content:"";background:#c9a84c59;width:1px;position:absolute;top:12px;bottom:12px;left:24px}.mc-ia-timeline__item{padding:20px 0 32px 40px;position:relative}.mc-ia-timeline__item:last-child{padding-bottom:0}.mc-ia-timeline__marker{background:var(--mc-gold);width:48px;height:48px;color:var(--mc-navy-dark);border:3px solid var(--mc-navy-deep);border-radius:50%;justify-content:center;align-items:center;display:flex;position:absolute;top:20px;left:-33px}.mc-ia-timeline__step{font-family:var(--mc-font-body);letter-spacing:.24em;text-transform:uppercase;color:var(--mc-gold);margin-bottom:4px;font-size:11px;font-weight:600;display:inline-block}.mc-ia-timeline__title{font-family:var(--mc-font-heading);color:var(--mc-white);margin:0 0 10px;font-size:24px;font-weight:400}.mc-ia-timeline__desc{font-family:var(--mc-font-body);color:#fafafab8;max-width:56ch;margin:0;font-size:15px;line-height:1.7}.mc-ia-bottom__content{text-align:center;max-width:880px;margin:0 auto}.mc-ia-bottom__title{font-family:var(--mc-font-heading);color:var(--mc-navy);letter-spacing:-.015em;margin:20px 0 24px;font-size:clamp(32px,4.5vw,52px);font-weight:400;line-height:1.15}.mc-ia-bottom__title em{color:var(--mc-gold);font-style:italic}.mc-ia-bottom__text{font-family:var(--mc-font-heading);color:var(--mc-gray-600);max-width:56ch;margin:0 auto;font-size:clamp(20px,2.5vw,26px);font-style:italic;line-height:1.45}.mc-ia-faq{border-top:1px solid var(--mc-gray-200);flex-direction:column;gap:0;display:flex}.mc-ia-faq__item{border-bottom:1px solid var(--mc-gray-200)}.mc-ia-faq__item[open] .mc-ia-faq__chevron{color:var(--mc-gold);transform:rotate(90deg)}.mc-ia-faq__summary{cursor:pointer;font-family:var(--mc-font-heading);color:var(--mc-navy);transition:color var(--mc-transition-fast);justify-content:space-between;align-items:center;gap:24px;padding:24px 4px;font-size:clamp(18px,2vw,22px);font-weight:400;list-style:none;display:flex}.mc-ia-faq__summary::-webkit-details-marker{display:none}.mc-ia-faq__summary:hover{color:var(--mc-gold)}.mc-ia-faq__chevron{color:var(--mc-gray-400);transition:transform var(--mc-transition-fast),color var(--mc-transition-fast);flex-shrink:0}.mc-ia-faq__body{font-family:var(--mc-font-body);color:var(--mc-gray-600);max-width:72ch;padding:0 4px 28px;font-size:16px;line-height:1.75}@media (max-width:640px){.mc-ia-section__header{margin-bottom:48px}.mc-ia-pullquote{padding:24px}.mc-ia-card--tall{padding:28px 24px}.mc-ia-timeline{padding-left:24px}.mc-ia-timeline:before{left:16px}.mc-ia-timeline__marker{width:40px;height:40px;left:-28px}.mc-ia-list__item{grid-template-columns:1fr;gap:8px;padding:28px 0}.mc-ia-list__number{font-size:36px}}